Where does the target number come from?

Each charge on the lien is priced against Medicare benchmarks and rolled into an opening offer and a likely range. It holds even with no history on the carrier. Your firm's own past outcomes show up only as a labelled side figure once there are enough of them, and there is no made-up acceptance rate.

Does Closeout send the reduction request for me?

It drafts the request from the arguments your file supports and routes it for attorney approval. Once approved, it goes from your own mailbox. Any edit after approval clears the approval, so nothing goes out unreviewed.

Will a reduction hold up if it's questioned?

Each argument is only offered when the evidence behind it is on file, so the letter never asserts what the file cannot back. And a lien paid at anything other than its verified payoff needs a written reason before the plan can be approved.

Lien Negotiation

Every lien, down to what it should be.

Closeout benchmarks each charge and drafts the reduction argument, so every negotiation opens at the number the lien should settle for.

Request a demo

Plan lien · Optum for UnitedHealthcare

AnalysisNegotiation

PayoffDocumentationEvidenceAnalysisNegotiationResolved

Strong opportunityVersion 2Re-run

Suggested opening

$4,200

Expected resolution

$6,400–$8,900

CPT codeServiceBilledBench.RatioAssess.

99285ER visit, level 59/12/2025$4,890$9805.0×High

72125CT cervical spine9/12/2025$3,247$1,1202.9×Moderate

99204Office visit, new pt9/13/2025$2,150$4305.0×High

97110Physical therapy9/20/2025$1,180$8901.3×Fair

10 of 12 lines priced

Use this opening

How it works

Analysis, then the ask.

01
The analysis
Closeout prices every charge on the lien against Medicare benchmarks and hands you the number: an aggressive opening, the range this carrier settles in, the confidence behind it, and the drivers that got there.
02
The negotiation
Turn the number into the ask. Closeout drafts the reduction request from the arguments the file actually supports and routes it for approval. You negotiate from leverage, and every counter stays on the record.

What you walk in with

Leverage, not a hopeful guess.

Know your opening

An aggressive first number, priced from Medicare benchmarks charge by charge, not a gut call.

See where it lands

The settlement range a lien like this actually resolves in, so you know when to hold and when to close.

Argue from the file

Every reduction backed by a real argument: duplicate charges, made-whole, common fund, recovery capped at what the plan paid.

The letter, drafted

The reduction request written from the arguments the evidence supports, priced and ready for attorney approval.

Defensible by design

Arguments gated by the evidence behind them, and every off-payoff payment carries a written reason on file.

More to the client

The point of all of it: a smaller lien and a bigger net check for the person you represent.

Questions, answered.

: Each charge on the lien is priced against Medicare benchmarks and rolled into an opening offer and a likely range. It holds even with no history on the carrier. Your firm's own past outcomes show up only as a labelled side figure once there are enough of them, and there is no made-up acceptance rate.
: It drafts the request from the arguments your file supports and routes it for attorney approval. Once approved, it goes from your own mailbox. Any edit after approval clears the approval, so nothing goes out unreviewed.
: Each argument is only offered when the evidence behind it is on file, so the letter never asserts what the file cannot back. And a lien paid at anything other than its verified payoff needs a written reason before the plan can be approved.