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For Personal Injury Firms

Close cases without the malpractice exposure.

Closeout catches the missed liens and disbursement errors that become malpractice claims, before the case closes.

app.usecloseout.com / cases / johnson-v-allstate

Case

Johnson v. Allstate

Auto · DOL Jan 12, 2025 · $185,000

Settlement ReceivedLiens In Progress

Documents

Settlement_Agreement.pdf

Just now · 2.4 MB

Processing

Liens2 detected

Medicare (BCRC)

Government
Payoff requested

Memorial Hospital

Hospital
Payoff requested
Auto follow-up scheduled · Day 3, 7, 14, 21

Case progress

Documents
Liens
Client Review
Disbursement

What Closeout catches

The mistakes that become claims.

A missed lien
A wrong-client document
An unbalanced payout
An open Medicare lien
A payment with no proof
A missed lien
A wrong-client document
An unbalanced payout
An open Medicare lien
A payment with no proof
A missed lien
A wrong-client document
An unbalanced payout
An open Medicare lien
A payment with no proof
A missed lien
A wrong-client document
An unbalanced payout
An open Medicare lien
A payment with no proof

Subro Intelligence

Negotiate from knowledge, not guesswork.

Most subrogation negotiations start from zero. Closeout pulls the carrier, plan type, ERISA status, and subrogation language out of any plan, then shows you that carrier's real history: subro contact, recovery vendor, response time, and the reductions they have accepted. Every settlement sharpens the next.

  • Plan extraction: carrier, group #, member ID, ERISA flag, subro language
  • Carrier database: subro contact, recovery vendor, response time
  • Reduction stats and negotiation history from real settlements
Learn more

Subro Intelligence

BCBS Texas

Search the database

BCBS

3 results

BCBS Texas

ERISA · Self-funded · 142 settlements

ERISA

BCBS Florida

Fully insured · 89 settlements

PPO

BCBS California

Self-funded · 67 settlements

ERISA
PlanExtracted from member card

Plan type

PPO

Group #

GRP-44218

ERISA

Self-funded

Subro language

Detected · §8.4

Carrier history142 settlements analyzed
Subro contactsubrogation@bcbstx.com
Recovery vendorThe Rawlings Group
Avg. response time21 days
Avg. reduction38%
Recent reductions
Patel v. State Farm
$14,200$8,81038%
Wright v. Allstate
$9,800$5,98539%
Brooks v. Geico
$11,300$7,04138%

Lien Engine

The lien chase, off your desk.

Chasing payoff letters eats paralegal hours, and it is where liens quietly slip through. Closeout runs the chase automatically: it drafts each letter in the lienholder's required format, follows up at the right cadence per carrier, and parses every response. Your team keeps the judgment calls, and no lien falls through.

  • Auto-drafted payoff letters in lienholder formats (BCRC, MSPRP, state Medicaid, ERISA)
  • Per-carrier follow-up cadence, learned from real response patterns
  • Incoming letters parsed automatically: amount, good-through date, conditions
  • Negotiation arguments queued by lienholder type and case facts
Learn more

Lien Engine · Johnson v. Allstate

Auto-running

Medicare (BCRC)

Government
Day 14 / 60
  • Payoff request sentApr 12
  • Auto follow-up #1 sentApr 19
  • Auto follow-up #2 sentApr 26
  • Response expectedMay 28

Memorial Hospital

Hospital
Day 7 / 30
  • Payoff request sentApr 22
  • Common-fund argument queuedMay 6

BCBS Texas

ERISA
Day 21 / 45
  • Payoff request sentApr 8
  • Auto follow-up #1 sentApr 15
  • Response received · $8,420Apr 22
  • Reduction argument queuedApr 29

Cadence learned per lienholder · BCRC · Medicaid TPL · ERISA plans

Closeout Copilot

Every case, one question away.

Ask why a case is stuck, where the pipeline is bottlenecked, which lien types take longest. The copilot knows every document on a case and every case in the firm, and answers from real data. The insight that closes this settlement sharpens the next.

  • Per case: every document, lien, scenario, and note, queryable
  • Firm-wide: pipeline, lien aging, workload across every case
  • Drafts letters and surfaces actions in your firm's voice
Learn more

Closeout Copilot

Per caseJohnson v. Allstate
What's blocking this case?

Three blockers:

  • Medicare BCRC, no response in 28 days · 2nd request drafted
  • Client W-9 missing, needed for IRS reporting
  • Memorial Hospital, common-fund argument sent, awaiting reply
Firm-wideAcross 47 open cases
How many cases are ready to disburse this week?

Six cases cleared. $487,910 to clients.

Johnson v. Allstate

$95,581

Patel v. State Farm

$52,340

Reyes v. Progressive

$112,400

+ 3 more

CloseoutPay

Pay every lienholder and client, electronically.

Closeout handles the whole money side. Clients review the disbursement statement over a magic link and sign, with no accounts or app installs. Then CloseoutPay pays every lienholder and the client by ACH or check, each payment reconciled against the signed statement and confirmed in the audit trail.

  • Magic-link review: no client accounts, no app installs
  • Identity verified by DOB + last four of SSN, three attempts then locked
  • Signed statements sealed with SHA-256 + HMAC audit certificates
  • ACH or check to every lienholder, auto-reconciled and confirmed
Learn more

CloseoutPay

Johnson v. Allstate

Transfer from

IOLTA Trust Account

Bank of America · ****4127

Attach to a lien

Memorial Hospital

Hospital lien · ACH ready

$11,300

BCBS Texas

ERISA · ACH ready

$8,420

Medicare (BCRC)

Government · paper check

$3,200

Send payment to

From

IOLTA Trust · ****4127

To · Attached lien

Verified

Memorial Hospital

Hospital lien · matches lien of record

BankWells Fargo Bank, N.A.
Account****8420 · Checking
Routing011000028
MethodACH · 1–3 business days
MemoJohnson v. Allstate · Lien #4

Amount

$11,300.00

$11,300.00

Sent

to Memorial Hospital

ACH · Apr 30 · Confirmation #ACH-2401

Sealed in audit trail

Insight that compounds

Gets better with every case.

Every lien you resolve, every correction your team makes, every settlement you close becomes data the system learns from: carrier response times, reduction rates, what actually works in negotiation. Your hundredth closeout is faster, and better-informed, than your first.

01

AI extracts and checks the law

Liens and amounts, verified against statute

02

User reviews and approves

Confirm, edit, reject

03

System learns from corrections

Improves accuracy

04

Next case is faster

Fewer touches, quicker closeout

Trust by design

Built like infrastructure.

Security and compliance are not features. They're the foundation every case rests on.

SOC 2 in progress

Working toward SOC 2 Type II.

Built to SOC 2 standards from day one. Audit engagement underway. Status available under NDA.

HIPAA Ready

Built for protected health information.

Medical records, payoff letters, conditional payment notices. Storage, access, and audit are HIPAA-aligned by default.

Full audit trail

Every action, accounted for.

Every upload, edit, lien decision, and disbursement logged with actor, timestamp, and full diff. When a closed case is questioned, the answer is already on file.

Our Mission

A case that's settled isn't a case that's closed. The liens still have to be chased. The disbursement still has to balance. The client and every lienholder still have to be paid. It is slow, manual work, and it is where the mistakes that become malpractice claims slip in.

The work was never the problem. The tooling was.

Closeout runs that last stretch end to end. It closes cases in days instead of weeks, catches the errors that turn into bar complaints and malpractice claims before a case leaves the building, and pays every lienholder and client electronically.

And it learns. Every settlement you close makes the next one faster and better informed, so your firm's work compounds instead of starting over.

When a case settles, close it for good.