Subro Intelligence
Read every plan. Know every carrier.
AI reads every health plan in seconds. A live directory tracks what every major carrier actually accepts. Stop getting steamrolled at the negotiation table.
Subro Intelligence
BCBS TexasSearch the database
BCBS
3 resultsBCBS Texas
ERISA · Self-funded · 142 settlements
BCBS Florida
Fully insured · 89 settlements
BCBS California
Self-funded · 67 settlements
Plan type
PPO
Group #
GRP-44218
ERISA
Self-funded
Subro language
Detected · §8.4
The problem
Subrogation is where firms lose the most money.
Plans are 40 pages of dense legalese. Every carrier has a different position you have to learn from scratch. By the time you've read the plan, the lien has grown and the leverage has shifted. The work is winnable. The tooling has just never been built.
What it does
Four layers of leverage, one product.
Plan reading
Every health plan, parsed.
Drop in a 40-page health plan PDF. Closeout extracts the subrogation and reimbursement language verbatim, with the exact clause and page citation. No more skimming for the relevant paragraph at midnight.
Carrier directory
Every major carrier, on file.
A continuously updated directory of every major health insurer's actual subrogation position, contact channel, and historical reductions. What they say in the plan, and what they actually settle for.
Reduction modeling
An estimate before you negotiate.
Closeout combines the plan language, the carrier's history, and the case facts to estimate the likely subrogation outcome. You walk into the negotiation knowing the floor and the ceiling.
Negotiation intel
What's worked before.
Patterns from prior cases against the same carrier — common reductions, hardship arguments that landed, the contact who actually responds. Institutional memory the firm finally gets to keep.
How it works
Plan to position in four steps.
Upload the plan
Or pull it from the case file
AI reads it
Subro language flagged with citations
Match to carrier
History and patterns surfaced
Negotiate with data
Floor, ceiling, and prior outcomes
Outcome
Less time researching. More leverage at the table. Smaller subrogation hits, case after case.