Subro Intelligence
Negotiate from knowledge, not guesswork.
Know every carrier's real history before you negotiate: positions, response times, the reductions they have accepted. No starting from zero, and every settlement sharpens the next.
Subro Intelligence
BCBS TexasSearch the database
BCBS
3 resultsBCBS Texas
ERISA · Self-funded · 142 settlements
BCBS Florida
Fully insured · 89 settlements
BCBS California
Self-funded · 67 settlements
Plan type
PPO
Group #
GRP-44218
ERISA
Self-funded
Subro language
Detected · §8.4
The problem
Every negotiation starts from zero.
Plans are 40 pages of dense legalese, and every carrier has a different position you relearn from scratch. By the time the plan is read, the hours are gone and the leverage has shifted. The firm has negotiated this carrier before, but none of that knowledge carried forward. The tooling has never been built.
What it does
Everything you wish you knew before the call.
Plan reading
No more reading 40 pages at midnight.
Drop in a 40-page health plan PDF. Closeout extracts the subrogation and reimbursement language verbatim, with the exact clause and page citation. The hours spent skimming for the relevant paragraph come back.
Carrier directory
Know the carrier before you call.
A continuously updated directory of every major health insurer's subrogation position, contact channel, and historical reductions. What they say in the plan, and what they actually settle for, in hand before the first call.
Reduction modeling
Walk in knowing the range.
Closeout combines the plan language, the carrier's history, and the case facts to estimate the likely subrogation outcome. You negotiate from a known floor and ceiling, not a guess.
Negotiation intel
Every settlement sharpens the next.
Patterns from prior cases against the same carrier: common reductions, hardship arguments that landed, the contact who responds. Institutional memory the firm finally keeps.
How it works
Plan to position in four steps.
Upload the plan
Or pull it from the case file
AI reads it
Subro language flagged with citations
Match to carrier
History and patterns surfaced
Negotiate with data
Floor, ceiling, and prior outcomes
Outcome
Less time researching. More leverage at the table. Smaller subrogation hits, case after case.